First Floor, Student Services Center (714) 895-8394
The Financial Aid Office (FAO) administers all Federal and State financial aid programs available to GWC students. This includes grants, fee waivers, loans, and on-campus work opportunities. The FAO’s goal is to assist students and their parents in paying for educational costs (which includes reasonable living costs) by using the U.S. Department of Education methodology to evaluate the student’s or student’s family’s ability to pay these costs and distributing limited financial aid resources in an equitable manner.
All students who are U.S. citizens or legal residents should apply for financial aid even if they think that they will not qualify. Because many different types of aid exist with differing qualifications, only a financial aid staff member can really determine what types and how much aid a student qualifies for. Often those who think they will receive nothing, qualify for something.
Financial aid is awarded on a first-come, first-served basis. Golden West College may not have enough of certain funds to award all eligible students, so students are highly encouraged to file their applications early (October or November for the following fall semester). Another reason to file your application before March is to ensure that you meet the state priority filing deadline for Cal Grant (March 2nd). You may apply for financial aid after March 2nd and through the year for which you want to receive aid, however those who apply later will miss these early filing opportunities and will also wait longer for their financial aid application to be reviewed.
It is up to the student to make the effort to learn where, when and how to apply for financial aid. It is important for the student to understand that they are responsible for meeting all deadlines and requirements. The Golden West Financial Aid Staff is available to assist applicants in completing the process successfully. The GWC Financial Aid website (http:// www.goldenwestcollege.edu/gwcfao/) is an additional resource for prospective and current applicants to learn more about various financial aid, scholarship opportunities, important deadlines and additional support resources.
You May Be Eligible For Financial Aid If You: Go to www.fafsa.ed.gov and complete the Free Application for Federal Student Aid (FAFSA) and include the Golden West College federal code: 001206.
- Are determined to have financial need based upon your FAFSA data and the Financial Aid Office review.
- Are a United States citizen or a permanent resident or an eligible non-citizen.
- Are an undergraduate student enrolled in an eligible program at Golden West College.
- Do not owe a refund on any grant received at any post-secondary institution and are not in default on any student loan.
- Maintain satisfactory academic progress as defined by the GWC Financial Aid Satisfactory Academic Progress Policy.
You May Also Be Asked to Submit Some or All of the Following:
- A signed copy of your IRS tax transcript, or Income Certification if you did not file.
- A signed copy of your parent’s IRS tax transcript, or Income Certification if they did not file.
- Untaxed Income Verification.
- For men, proof of selective service registration.
- Any other information necessary, as requested by the Financial Aid Office.
For a comprehensive overview of applying for and receiving financial aid at Golden West College, visit the GWC financial aid website (click Financial Aid under the Student Services tab at www.goldenwestcollege.edu).
FINANCIAL AID PROGRAMS
First Floor, Student Services Center (714) 895-8394
The application form for all financial aid awards administered by the GWC Financial Aid Office is the FAFSA. The FAFSA is an online application that you both complete and submit online to the United States Department of Education. FAFSA Worksheets are available in the Financial Aid Office to help guide you through this process. A few programs may require you to submit a secondary application form in addition to the FAFSA. Apply for FAFSA at www.fafsa.ed.gov and complete the Free Application for Federal Student Aid (FAFSA) and include the Golden West College federal code: 001206.
Federal Pell Grant: A Federal grant for undergraduate students. The award is based upon the student’s Expected Family Contribution (EFC) (determined by the FAFSA) and is prorated to the number of units a student is enrolled in or completes.
Federal SEOG: The Supplemental Educational Opportunity Grant for undergraduates with exceptional financial need. Funds are limited and awarded on a first-come, first-served basis.
Cal Grants: State grants for undergraduate students. Students must submit their FAFSA by March 2nd to be considered for a Cal Grant for the following academic year. The State of California awards these grants to students through the GWC Financial Aid Office on an entitlement basis and also on a competitive basis. If the student has not completed 24 degree-applicable units within the Coast Community College District, then the student must have their high school GPA verification form submitted to the State of California by their high school by March 2nd.
Cal Grant A awards assist low and middle-income students with tuition/fee costs and are made on the basis of need and grade point average. Students who plan to enroll at a community college before transferring to a four-year college or university may apply for a community college reserve grant through Cal Grant A.
Cal Grant B awards assist very low income, first-year students with living expenses, books, supplies, transportation, and other non-tuition costs. (Renewals may also cover tuition/fee costs.) Cal Grant C awards assist low and middle-income vocational students with tuition and training costs. Recipients must be in a program of study that is four months to two years in duration, at a vocational school, community college, or independent college.
Full Time Student Success Grant: The Full Time Student Success Grant (FTSSG) is awarded to students who are Cal Grant B eligible and are enrolled Full-Time (12 units or more).
Community College Completion Grant: The Community College Completion Grant (CCCG) is awarded to students who are eligible for both a Cal Grant B and the Full Time Student Success Grant, in addition recipients must have a comprehensive Student Education Plan and be enrolled in 15 units that are required per his/her Ed Plan.
Chafee Grant: A grant that is only available to students who were foster youth. The grant pays up to $5,000. You may apply at: https://www.chafee. csac.ca.gov/default.aspx. Students who are eligible for a Chafee Grant should also contact the EOPS office to learn more about qualifying for the Guardian Scholarship Program.
Federal Work-Study: The Federal Work Study (FWS) program is designed to provide eligible students who have financial need an opportunity to earn a part of their educational expenses through work. Most of the FWS work is done on the GWC campus, making it easier for students who have transportation issues or difficulty scheduling classes around a demanding job. FWS funds are awarded on a first-come, first served basis to students with the lowest EFCs who have indicated on their FAFSA a desire to work.
Direct (Stafford) Student Loan: This is a loan and must be repaid. The loan is available in both subsidized and unsubsidized forms. Entrance and exit counseling is required. You must complete and submit a FAFSA, and complete any required documents.
California College Promise Grant (formally known as the BOGFW): Available only to California residents attending a California Community College. The fee waiver will waive the per-unit enrollment fees for all qualified applicants. The fee waiver does not waive any other college fees, which you must pay. If not paid, you will be dropped from your classes.
Dream Act: AB540 students who meet the qualifications will be exempt from paying nonresident tuition and have the opportunity to qualify for a Cal Grant, Full Time Student Success Grant and the Community College Completion Grant. Please visit the following website for additional information, www.cccd.edu/students/financial-aid and click on California Dream Act.
Dreamer Student Emergency Aid Grant: The State of California has provided limited funds to provide AB-540, or DACA students with emergency funding to help these students who are enrolled in at least 3 units at Golden West College afford to stay in school. This is a state grant and does not need to be paid back. To request emergency funding, you must meet the eligibility requirements below: The GWC Financial Aid Office must receive a valid California Dream Act Application (http://www. goldenwestcollege.edu/gwcfao/ dreamer-student-emergency-aid-grant/).
Rights and Responsibilities of Students: All students are entitled to receive equitable treatment in the awarding of financial aid. It is the student’s responsibility to report any changes in his/her financial or academic status. All financial aid recipients are expected to maintain Satisfactory Academic Progress or they will lose their financial aid eligibility. Please read the Satisfactory Academic Progress Policy on our webpage.
Expected Family Contribution (EFC)
Parents’ Contribution: The primary responsibility for assisting students with the cost of a post-secondary education lies with the student and often times his/her family. The expected contribution is determined by a federal need analysis process evaluating the family’s financial information provided on the FAFSA.
Student’s Contribution: All students are expected to contribute toward their own educational expenses. A student’s income and assets will also be assessed through federal methodology based upon data submitted on the FAFSA.
Satisfactory Academic Progress (SAP) Policy for Financial Aid Recipients
SAP standards apply to all federal and state aid applicants whether or not they have previously received student financial aid.
Students receiving financial aid must agree to make Satisfactory Academic Progress toward their educational goal. Failure to maintain these standards will result in the loss of eligibility for financial assistance. This policy applies to students receiving assistance from those financial aid programs administered by the GWC Financial Aid Office and is separate from the College’s academic progress policies.
All students must meet the SAP policy (partially detailed below) to be eligible to receive financial aid.
The Financial Aid Office reviews academic progress at the end of each academic term. SAP includes measures of cumulative G.P.A. and unit completion progress, with a maximum number of attempted units allowed. Please read the SAP policy in its entirety on our website.
Refunds: In accordance with Public Law 105-244 students who receive federal financial assistance and withdraw from all of their classes before completing more than 60% of the semester will be required to return any unearned federal funds. The amount of the return will be calculated on a pro-rata basis. Federal Work Study (FWS) earnings are excluded from the calculation.
Repayments/Over-Awards: Should it be determined at any time that the student received funds for which he/ she was ineligible, the student will be required to repay these funds. Students will be notified in writing via email of repayment options and the consequences of non-payment.
IMPORTANT NOTICE: Be advised that financial aid award amounts may increase or decrease due to a variety of factors, which may include a change in either the student’s enrollment status or the student’s FAFSA data. The Financial Aid Office reserves the right to modify financial aid award amounts at any time due to either changes in the availability of funds or changes in Federal regulations.
For More Information: This section only briefly touches upon what you should know about student financial aid. Please visit the GWC Financial Aid Office on the first floor of the Student Services Center, go to the GWC Financial Aid website (http://www.goldenwestcollege.edu/gwcfao) or call (714) 895-8394 for more information and specifics about student financial aid.